Consultation areas
We focus on one subject: financial planning for couples and shared expenses. These are the areas a consultation can cover.
Shared expense frameworks
The core of most first consultations. We design how joint costs are split — proportional to income, equal, or a hybrid — and what each partner keeps as personal spending money. The split is chosen by both of you, not imposed by us.
Joint goals and timelines
From a first shared apartment to a sabbatical year, we turn vague shared hopes into dated, costed targets that both partners can see and adjust.
Debt and credit conversations
One partner’s loan affects both. We create a neutral space to discuss repayment plans, existing obligations, and new borrowing without blame.
Safety nets for two
Emergency funds sized for two incomes and shared obligations, not a single-person rule of thumb. We also discuss how a gap in either income would be covered.
Money habits and check-ins
A monthly review rhythm and a calm script for money conversations between sessions, so small misalignments surface before they become arguments.
How engagement works
Every engagement begins with a single inquiry through the contact form. You will hear back by email, generally within two working days. When a consultation fits, we offer a joint discovery session time. Both partners attend.
No investment products are sold here, no funds are held by us, and no returns are promised. We help two people plan together.